Free credit reports with score Topeka

She owed $400 on a card with a 13 percent interest rate. She only paid the minimum amount every month because she heard it would help her score to pay something off over time. Possibly, but she's going free credit reports with score Topeka to pay way too much interest that way.

Pareto says, It's important not to let the tail wag the dog.

According to Pareto, a score of free credit reports with score Topeka 720 or higher, and certainly anything over free credit reports with score Topeka 750, is excellent. She advises, Once you're above a certain level, you're already there. Save the 10 or 15 minutes and go for a walk, play a video game, or play with the kids.

It's a great idea to check your credit report, but free credit reports with score Topeka keep it in perspective. As McGrigg reminds us, No one's obituary should free credit reports with score Topeka ever read, 'Stan was well respected by all three major credit bureaus.' Sally Herigstad free credit reports with score Topeka writes about women and credit every week for CreditCards.com. Herigstad is a writer and finance consultant for MSN Money, a personal finance software product. She is also a member of the Washington Society of Certified Public Accountants and the American Institute of Certified Public Accountants. Sally free credit reports with score Topeka Herigstad lives in Kent, Wash., with her husband Gary. act credit report To Her Credit answers a question about a debt or credit issue from a CreditCards.com reader each week.

About Equifax A credit score free credit reports with score Topeka is an indicator of how likely you are to default on a loan or credit card. Your credit score is determined free credit reports with score Topeka by a combination of the following: Things like age, race, color, national origin, free credit reports with score Topeka sex, and marital status do not have any bearing on your credit score. Only positive and negative information from the five categories mentioned above make up your credit score. Follow these tips for reaching your maximum credit score: Credit scores make a difference.

Hit the 620 mark and you are considered Fair, 680 is good and anything above a 700 is great. At 700 or above you will be considered a prime borrower and should have no problem getting credit and the very best interest rates. getting credit report Strangers all kinds of strangers are regularly looking at your credit scores, accessing your history, and forming pictures of your life. All they need is your social security number and that isnt hard to get free credit reports with score Topeka any more.

Who are these people, and free credit reports with score Topeka why do they want to know your private business?

Looking at your financial life gives people an impression of you, and of how you conduct your life free credit reports with score Topeka in general. Of course, much of it is none of their business but free credit reports with score Topeka its a fact. A prospective employer looking at your credit report will see if youve been job-hopping or if you move from city to city with regularity. Because it costs time and money to train a new employee and they want people who will stay and work after they're trained. Theyll even know free credit reports with score Topeka if youve changed spouses, because your credit report shows who shared responsibility for each debt.

As for prospective mates it's very unromantic, but when you tie free credit reports with score Topeka your financial life to another's, it's good to know if it will hurt you or help you. Of course everyone who might extend credit to you wants to know if you're a good risk. But what about insurance companies, cell phone and cable companies, and satellite providers? free online credit report no credit card required Apparently insurance companies have decided that you're more likely to file a claim if your credit score is low. I don't know if that's true, or just an free credit reports with score Topeka excuse to charge more. Cell phone, cable, and satellite providers generally have money invested in getting you as a new free credit reports with score Topeka customer the "free" equipment and installation isn't free they figure it into your first year or so of service, so they want to know that you can and will continue to pay your monthly fees. Shouldn't you be looking at your free credit report? A Free Credit Report Could be Worth Thousands How can something free be worth thousands?